Second Mortgage and Home Equity Loan Rates

What is second mortgage?

If you are like most homeowners, you probably have a first mortgage loan on your home. Second mortgages are different from first mortgages. They usually are for a shorter time, 15 years or less, and 2nd mortgage rates are higher. After a while, you may wish to borrow against the equity in your home to get cash, to make home improvements, to education, or to consolidate personal debts. Because such loans are in addition to the first mortgage on the home, they are commonly called "second mortgage" loans.

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Mortage Interest Rates